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Aug 11, 2021
As we reimagine how to make our clients’ benefit administration easier, we’re simplifying how members receive Evidence of Insurability forms for most large group clients. When members need to submit information, Empire’s Medical Evidence Underwriting department will now send the forms directly to them. Clients will no longer need to provide Evidence of Insurability forms to their employees. This change will help Anthem Life members access their group life coverage benefits sooner.
Medical Evidence Underwriting will send out Evidence of Insurability forms to members when we receive requests for life benefits over their plan’s guaranteed issue limit. We’ll also send out Evidence of Insurability forms to late entrants.
Talk to your sales representative for more information about this new, simplified process from Anthem Life.
Life and Disability products are underwritten by Anthem Life & Disability Insurance Company, an affiliate of Empire HealthChoice Assurance, Inc. Independent licensees of the Blue Cross and Blue Shield Association. Anthem is a registered trademark of Anthem Insurance Companies, Inc. Life insurance benefits provided under Certificate Form Number LBO A NY 0105 C REV 0209. Disability insurance benefits provided under Certificate Form Number DLS A NY 1113 C. The expected benefit ratio for the Disability policies is 60% for groups of less than 50 lives, and 65% for groups of 50 or more lives. This ratio is the portion of future premiums which the company expects to return as benefits, when averaged over all people with this policy. This policy provides disability income insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
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